http://www.mortgageforeclosurelawblog.com/ Published By Sara J. Mobley, Esq. en-us 2010-03-26T09:40:09-07:00 http://www.mortgageforeclosurelawblog.com/2010/03/mortgage_foreclosure_law_blog.html Hi Readers. The Treasury Department recently released their February report on their Making Home affordable program aimed at stabilizing home prices and fending off foreclosures. Here I would like to go over some of their numbers and give you a... Mortgage Law Sara J. Mobley, Esq. 2010-03-26T09:40:09-07:00 http://www.mortgageforeclosurelawblog.com/2010/01/mortgage_law_mortgage_modifica_23.html HAMP is the Home Affordable Modification Program. It is also known as the Making Home Affordable Program MHA and/or the Obama Modification Program. This is the treasury program designed for Fannie Mae, Freddie Mac, and many other loans, which is... Mortgage Restructuring Sara J. Mobley, Esq. 2010-01-14T15:20:31-07:00 http://www.mortgageforeclosurelawblog.com/2010/01/mortgage_law_mortgage_modifica_22.html Finally I'm back! Wow that year end rush kept me from blogging; but hopefully I can get back to this more frequently now. I am getting calls from people who have realized they just can't afford their home and they... Mortgage Law Sara J. Mobley, Esq. 2010-01-13T11:43:36-07:00 http://www.mortgageforeclosurelawblog.com/2009/11/mortgage_law_mortgage_modifica_21.html So last time we went over the major guidelines to qualifying for the Deed-In-Lieu program from Fanny Mae that allows homeowners to rent their home after "giving it back." I'd like to go over how this process works a little... Mortgage Law Sara J. Mobley, Esq. 2009-11-20T08:09:38-07:00 http://www.mortgageforeclosurelawblog.com/2009/11/mortgage_law_mortgage_modifica_20.html What options are there for people who can't afford their mortgage, can't qualify for a mortgage modification, and can't or won't file Bankruptcy to stay in their home? Are there other options to stay in your home? The answer is... Mortgage Law Sara J. Mobley, Esq. 2009-11-10T10:49:22-07:00 http://www.mortgageforeclosurelawblog.com/2009/10/mortgage_law_mortgage_modifica_19.html OK, so you didn't pay your second mortgage for at least 6 months, you are upside down in your house, and your second mortgage has charged off to become unsecured. What now? Now, the lender on your second has to... Mortgage Law Sara J. Mobley, Esq. 2009-10-23T15:13:40-07:00 http://www.mortgageforeclosurelawblog.com/2009/10/mortgage_law_mortgage_modifica_18.html Hi Folks. So I want to revisit second mortgages with you. I wrote an entry on this a while back that seems to been very popular. Thus, I feel that it may be time to go over issue with not... Mortgage Law Sara J. Mobley, Esq. 2009-10-19T09:36:45-07:00 http://www.mortgageforeclosurelawblog.com/2009/10/mortgage_law_mortgage_modifica_17.html First Freddie Mac and Fannie Mae, now the FHA. Most of you, who have been paying attention, know about Freddie Mac's and Fannie Mae's involvement in the mortgage meltdown. To simplify things these institutions were encouraged to make loans to... Sara J. Mobley, Esq. 2009-10-12T10:48:12-07:00 http://www.mortgageforeclosurelawblog.com/2009/10/mortgage_law_mortgage_modifica_16.html Hi Everybody. Today I want to talk about Forensic Mortgage Audits; what are they, how they are supposed to work, and do they work. Many people out there today are having trouble with their mortgage. Clearly. There is a ton... Mortgage Law Sara J. Mobley, Esq. 2009-10-08T09:02:31-07:00 http://www.mortgageforeclosurelawblog.com/2009/10/bankruptcy_what_can_i_keep_par.html Last time I explained that you could keep your car and home in Bankruptcy, if you want, and depending on the type of Bankruptcy you file; but what other property can you keep? This is an important question because many... Bankruptcy Sara J. Mobley, Esq. 2009-10-07T07:31:07-07:00