Mortgage Law and Foreclosure Defense -- what is it and who practices it?
Hello all,
Welcome to S.J. Mobley & Associates, LLC's blog! This is our first post so I'd like to introduce you to our Firm and primary areas of practice: mortgage law and foreclosure defense. Whether you intentionally found us while searching for foreclosure and mortgage information or you randomly clicked on this link out of boredom, we hope when you sign off you're glad you visited. I'll keep this post short and sweet and hopefully leave you wanting more...in which case, stop by in a few days because we'll be posting several times a week! Be assured, the posts will have more substance than this one does. But for now, I just want you to get a feel for who we are, what we do, and why we do it.
First, about our Firm. We are a group of consumer advocate attorneys who entered the legal profession with the goal to help people and improve society. Yes, I'm sure that's what all attorneys are supposed to say, but we live by these principles; each of our attorneys has a passion for volunteering, working with charities, and helping others (children, elderly, animals...you name it). The legal profession IS about the law, but even moreso it's about you, our client. We develop a personal relationship with each of our clients and put our all in every matter we touch. Nothing makes us happier than to hear a client say how comfortable they are with us. That's the way an attorney-client relationship should be. Enough about us...
So, what is mortgage law? Most of my friends who know I practice mortgage law think I deal with foreclosures day in and day out. Granted, in this economy we have our fair share of clients facing foreclosure, but mortgage law is much more than foreclosure defense. Mortgage law is a fairly complicated field because it deals with many areas of law: contracts, securities, landlord/tenant, collections, and most importantly federal and state consumer protection laws. We even occasionally run into mortgages that require us to look at criminal statutes or wills/trusts. Every day brings a new challenge and an opportunity to help people in need. We examine loan documents and conduct loan document audits, looking for federal and state violations to use in foreclosure defense or leverage in loan modifications. We negotiate with General Counsels for all the major lenders and work out solutions to let our clients stay in their homes. There's a lot of long days but it's all worth it when we see the look on our clients' faces when we tell them their house is no longer in foreclosure or that we just saved them hundreds of dollars on their mortgage payment.
That's just a bit about us. We would love for you to stop by the Firm or drop us an email so we can learn a bit about you. During the next few weeks I'm going to address the mortgage crisis: how we got here, why we aren't getting out, and when we can expect it to go away. We hope to see you back here often!
(Hmm....so much for short and sweet. Hey, I'm an attorney what do you expect?) Have a great day!
